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VETERINARY PET INSURANCE FACT SHEET

Founded to end economic euthanasia, Veterinary Pet Insurance is dedicated to helping pet owners provide the best medical care for their pets.

Veterinary Pet Insurance's overall mission is to make the miracles of veterinary medicine affordable for all pet owners.

VPI policies help pay for medical problems and conditions related to accidental injuries, poisonings and illnesses (including cancer). It covers such things as diagnostic tests, x-rays, treatments, prescriptions, office calls, lab fees, surgeries and hospitalization.

Routine care coverage is available for dogs and cats (CareGuardSM Coverage); and birds (Avian Supplemental & Routine Care Coverage).

Policyholders can visit any licensed veterinarian, veterinary specialist or animal hospital in the world.

Policies cover:
Dogs
Cats
Birds
Mice
Turtles
Lizards
Guinea Pigs
Geckos
Chinchillas
Rats
Snakes
 Rabbits
Iguanas
Sugar Gliders
Tortoises
Gerbils
Ferrets
Small Chameleons
Hamsters
Potbellied Pigs
Hedgehogs
Frogs

The concept of pet insurance began more than 30 years ago in Europe. Nearly 20 percent of pet owners have insurance in England and 49 percent have insurance in Sweden.

Veterinary Pet Insurance (VPI) was founded in 1980. The company sold its first policy in 1982 and has been protecting America's pets ever since.

Today, VPI is the nation's oldest and largest health insurance provider for pets.

The VPI Superior, VPI Standard and VPI Avian & Exotic Pet Plans are available in all 50 states and the District of Columbia.

Policies in California are underwritten by Veterinary Pet Insurance Co. in Brea, California. Outside California, policies are underwritten by National Casualty Company, an A+ 15 rated company in Madison, Wisconsin.

Veterinary Pet Insurance Co. and DVM Insurance Agency (jointly "VPI"), is an SEC reporting company whose stock is privately held.

Veterinary Pet Insurance Co. is headquartered in Brea, California, a wholly owned subsidiary of Scottsdale Insurance Company and is a member of the Nationwide family of companies.

From minor problems to life-threatening situations, VPI makes necessary care and sophisticated treatments more affordable.

Hundreds of medical problems and conditions are covered, including the examples shown below.

Dogs
  • Ear infections
  • Skin rashes
  • Accidents (lacerations, poisonings, fractures, sprains, wounds)
  • Gastrointestinal upsets causing diarrhea and/or vomiting
  • Cancer
  • Diabetes
  • Respiratory problems
  • Gastric torsion (bloat)
  • Heart conditions
  • Kidney and bladder infections
  • Parvovirus

    Cats
  • Leukemia
  • Abscesses
  • Bladder infections and Feline Urological Syndrome (FUS)
  • Accidents
  • Cancer
  • Heart conditions (i.e. Cardiomyopathy)
  • Liver disease
  • Gastrointestinal problems
  • Respiratory problems
  • Vague illnesses

    Rabbits
  • Skin and respiratory problems
  • Gastroenteritis
  • Fractures
  • Eye and ear infections
  • Accidents
  • Hairballs

    Snakes
  • Mouth rot
  • Respiratory disease
  • Injuries from prey
  • Pneumonia
  • Spinal fractures

    Age or Size requirement:
    1. Dogs and cats age eight weeks and older.
    2. Birds age three months and older. They must be in the owner's possession for a minimum of 60 days.
    3. Rabbits, guinea pigs, snakes and other common exotic pets must be six weeks old

    • The policy will pay 90 percent of the plan's Benefit Schedule Allowance, per incident, during each policy term after the deductible for eligible expenses.

    Two accident and illness plans are offered for dogs and cats. While both provide the same coverage and carry the same per incident deductible, they differ in benefit schedule allowances, maximum amount allowed per year and premium amounts.

    The plans available are subject to the approval of the Department of Insurance and are located at the bottom of the benefit schedule.

    Pet bird owners may also receive coverage for their feathered companions under the VPI Avian & Exotic Pet Plan.

    Contact Information:
    Veterinary Pet Insurance
    P.O. Box 2344
    Brea, CA 92822-2344
    800-USA-PETS (800-872-7387)
    www.petinsurance.com

    Industry Information
    Currently, there are more than 61 million dogs and 69 million cats in the U.S. There are more than 9,000 species of birds in the U.S. Approximately 300 of those are commonly kept as pets. More than 60 percent of U.S. households (58.2 million) own a cat or dog. There are more than 2 million pet rabbits in the U.S and 4.6 million households own birds. More than 91 percent of pet owners take their dogs and cats to the veterinarian for vaccination and preventive care.
    Avian care is increasing. In 1991, consumers spent $37.7 million on veterinary medical expenditures for birds. By 2002, that number had grown to $140 million.

    (Source: 2002 AVMA Survey Data).

    For more information about Veterinary Pet Insurance, call 800-USA-PETS (800-872-7387) or visit www.petinsurance.com.

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    The Nation's Oldest and Largest Provider of Pet Health Insurance

    © 2010 Veterinary Pet Insurance Company. All rights reserved.
    VPI and the VPI Pet HealthZone are registered trademarks of Veterinary Pet Insurance Company.
    Nationwide Insurance is a service mark of Nationwide Mutual Insurance Company.
    Underwritten by: Veterinary Pet Insurance Company (CA), Brea, CA
    National Casualty Company (all other states), Madison, WI an A+15 rated company
    In Canada, please contact Petsecure at www.petsecure.com.
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